Personal Loans

Choosing the right loan can be frustrating. Let IBERIABANK satisfy your every borrowing need.

We offer competitive rates on affordable loans for a wide variety of borrowing needs - vacation, debt consolidation, college education, purchase land, a boat, other recreational vehicles and more.

• Competitive rates
• Secured or unsecured
• No penalty for early payment of loan
• Automatic draft from an IBERIABANK checking account available
• Loans are also available secured with your Certificate of Deposit or Savings account. This loan is the same as an installment loan with the following exceptions:
• Use 100% of your CD or Savings account to secure the loan
• Lower interest rates available in most cases
• As the principal is repaid, funds in the CD or Savings become available again

To obtain further information for a Personal Loan contact a Relationship Banker by visiting a location near you.

Home Equity Loan

Put the equity in your home to work for you! You can use the equity in your home for emergencies, home improvement, education, debt consolidation, or other major purchases. A home equity loan is a fixed-rate, simple interest loan that guarantees your rate will never change and never increase. When on a budget, a fixed-rate loan is ideal.

Use up to 90% of the equity in your home to secure a loan for any worthwhile purpose.

Benefits:

• Tax benefit on interest paid¹
• Lower interest rates than other personal loans²
• Fix-rate payments
• Various payment options, including automatic payments from an IBERIABANK checking account
• Easy to apply

To obtain further information for a Home Equity Loan contact a Relationship Banker by visiting a location near you.

Home Equity Line

Use the equity in your home to secure a check accessible line of credit. Apply only once. Once approved, accessing your line is as simple as writing a check. You borrow what you need when you need it. As you repay your principal, that money becomes available to the borrower over and over again.

Benefits:

• Easy access (via checks)
• Flexibility, borrow as needed
• A competitive variable rate of interest
• As you repay the line of credit, your available credit increases.
• Easy to read statements received monthly
• Can pay the line off any time
• Tax benefit on interest paid¹
• Easy to apply

To obtain further information for a Home Equity Line contact a Relationship Banker by visiting a location near you.

Vehicle Loans

Buying a new or used car, light truck, van, or SUV? A Vehicle loan is secured by holding the title of the vehicle as collateral. Let an IBERIABANK Relationship Banker assist you in your borrowing needs.

To obtain further information for a Vehicle Loan contact a Relationship Banker by visiting a location near you.

¹ Consult with your tax advisor
² in most cases
Loans subject to approval, verification and collateral evaluation. Loan applications available to residents of Louisiana. Loan products are subject to change without notice.