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Welcome To iberia Bank
Saturday, July 4, 2009

New Deposit Insurance Limits

On May 20, 2009, FDIC insured institutions will insure deposits up to $250,000 per depositor through December 31, 2013.

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CDs & IRAs

Account Type More
Info		 Terms Available Minimum to Open Minimum to Earn Stated Interest
Certificate of Deposit
More» 30 & 60 Day $25,000 $25,000
3 - 5 Months $2,500 $2,500
6 - 11 Months $2,500 $2,500
> 12 Months $1,000 $1,000

Certificates of Deposit

Simple way to grow your funds with various terms available.

The Facts:

  • Earns an attractive rate of interest
  • Guaranteed interest rate for the term of the deposit
  • Automatic renewal at maturity
  • Penalties for early withdrawal

> Apply Now

 
Special CDs
More» Varies Varies Varies

Special Certificate of Deposit

From time to time IBERIABANK offers special rates, with special term Certificates of Deposit.

To take advantage of our current CD special, please contact a Relationship Banker at any of our convenient locations.

> Apply Now

 
IRAs
(individuals only)
More» 6 - 11 Months $1,500 $1,500
> 12 Months $1,000 $1,000

Individual Retirement Accounts (Individuals only)

IRAs are more than saving for a rainy day - they're security for retirement with tax benefits. Recent changes have expanded an IRA's value for many people.

IRA Options

  • Traditional IRA
  • Education IRA
  • Roth IRA

> Apply Now

 

The Facts:

Traditional IRA - fixed and variable interest rate terms available
Fixed Traditional IRA

  • Flexible terms
  • Attractive interest rates
  • Interest is tax-deferred in most cases (consult your tax advisor)
  • Maximum annual contribution applies

Roth IRA is a tax-free way to invest for your retirement. The Roth IRA is a non-deductible account that features tax-free withdrawals for certain distribution reasons after a five year holding period. Consult your tax advisor to see if a Roth IRA is right for you.

Education IRA is a non-deductible account that features tax-free withdrawals for a very specific purpose - a child's higher education expenses. The significant difference of a Traditional or Roth IRA is that the Education IRA is penalty free and tax-free if funds are withdrawn for higher education purposes.

 



Year-end statement on your CD or IRA keeps you abreast of your investment's value.
IBERIABANK does not charge an annual IRA fee or IRA transfer fees.

Other IBERIABANK Savings options include U.S. Saving Bonds

U.S. Savings Bonds are designed to provide maximum return to long-term investors (individuals only). The longer a bond is held the greater the benefit to the investor. Visit any location to purchase an I Savings Bond or EE Savings Bond (the Patriot Bond).

For more detailed information on U.S. Savings Bonds - you can surf the U.S. Bureau of the Public Debt web site: Treasury Direct.

For more information on our Certificate of Deposits or Individual Retirement Accounts, please contact us or come by and discuss your investment planning with a Relationship Banker.

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